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11	ADVANCED AND ANYTIME PERSONAL LOANS Our standard terms and conditions for Your Advanced Add to Reading List Source URL: www.bnz.co.nz Language: English - Date: 2015-07-13 21:25:51 Personal finance Loans Mortgage Mortgage loan Interest Promissory note Negative amortization Enterprise Finance Guarantee
12	PRODUCT DISCLOSURE STATEMENT INTEREST RATE SWAPS ISSUED BY Bank of New Zealand 23 October 2015 Add to Reading List Source URL: www.bnz.co.nz Language: English - Date: 2015-10-27 22:29:07 Economy Interest rates Money Finance Interest rate swap Swap Derivative Notional amount Reference rate Floating interest rate FTSE MTIRS Index Swaption
13	30 JULYGeneral Terms and Conditions LifeCare Add to Reading List Source URL: www.bnz.co.nz Language: English - Date: 2014-11-12 17:05:29 Life insurance Insurance Types of insurance Term life insurance South African insurance law
14	Bank of New Zealand Disclosure Statement For the year ended 30 September 2012 Add to Reading List Source URL: www.bnz.co.nz Language: English - Date: 2014-08-25 18:27:12 Financial statements Banks of Australia Banking Economy of New Zealand Bank of New Zealand National Australia Bank Bank International Financial Reporting Standards Asset liability management Income statement Commonwealth Bank Fractional-reserve banking
15	Bank of New Zealand Disclosure Statement For the six months ended 31 March 2012 Add to Reading List Source URL: www.bnz.co.nz Language: English - Date: 2014-08-25 18:27:12 Generally Accepted Accounting Principles Financial statements Financial accounting Management accounting Shareholders International Financial Reporting Standards Income statement Retained earnings Mark-to-market accounting Financial ratio Available for sale Operating cash flow
16	C654E00603 Add to Reading List Source URL: www.bnz.co.nz - Date: 2015-06-04 21:02:30
17	LifeCare General Terms and Conditions Policy The Insurer, BNZ Life Insurance Limited (“BNZ Life”), will insure the Insured for the Benefits in the Add to Reading List Source URL: www.bnz.co.nz Language: English - Date: 2014-11-12 17:06:24 Economy Finance Money Insurance law Life insurance Insurance Insurability Term life insurance South African insurance law
18	Our standard terms and conditions for Your Advanced Personal Loan. For loans approved on or after 6 June 2015 Add to Reading List Source URL: www.bnz.co.nz Language: English - Date: 2015-06-04 21:02:08 Economy Money Finance Loans Mortgage Bank of New Zealand Bank Personal finance Credit card Debits and credits Refinancing Mortgage loan
19	BNZ Advantage Credit Card Terms and Conditions. 1 May 2015 Add to Reading List Source URL: www.bnz.co.nz Language: English - Date: 2015-04-30 16:25:31
20	Bank of New Zealand Disclosure Statement For the nine months ended 30 June 2011 Add to Reading List Source URL: www.bnz.co.nz Language: English - Date: 2014-08-25 18:27:19 Economy Business economics Finance Shareholders Cash flow Corporate finance Financial markets Financial statements Income statement Equity Retained earnings Operating cash flow

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