THE REAL COSTS OF CREDIT ACCESS: EVIDENCE FROM THE PAYDAY LENDING MARKET∗ BRIAN T. MELZER I. INTRODUCTION Historically, consumer lending markets have been highly regulated, subject to state-imposed usury and small loan

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Debt Loans Credit Financial services Payday loan Personal finance Community Financial Services Association of America Payday loans in the United States Payday loans in the United Kingdom Financial economics Finance Economics		THE REAL COSTS OF CREDIT ACCESS: EVIDENCE FROM THE PAYDAY LENDING MARKET∗ BRIAN T. MELZER I. INTRODUCTION Historically, consumer lending markets have been highly regulated, subject to state-imposed usury and small loan Add to Reading List Source URL: qje.oxfordjournals.org Download Document from Source Website File Size: 1,40 MB Share Document on Facebook

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