| Document Date: 2011-11-04 06:42:17
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City Vienna / / Company Capgemini / / Continent Europe / / Country United States / Canada / Australia / / / IndustryTerm retail payment processing / retail banking / payment networks / retail payment integration / payment systems / household finance / reason central banks / e-payments / retail payment revenues / integrated retail payments / biannual retail payments conference / bank money / multilateral clearing services / retail payments / secure payment systems / banking / retail payments market / credit card networks / biannual joint retail payments conference / large-value payment systems / payments infrastructure / media coverage / stable payment systems / retail payment markets / / Organization European Central Bank / Executive Board / OESTERREICHISCHE NATIONALBANK / European Commission / / Person Thomas Lammer Heiko Schmiedel Doris / Juan Zschiesche Sánchez / Gertrude TumpelGugerell / Wolfgang Duchatczek / Monika Hempel / Christiane Burger / Tobias Linzert / Thomas Lammer / Stefan Augustin / Heiko Schmiedel Doris Schneeberger / Francisco Tur Hartmann / Hannes Nussdorfer / Gertrude Tumpel-Gugerell / Daniela Russo / Ewald Nowotny / Pirjo Väkevainen / Stephanie Czák / Cecilio Madero Villarejo / Heiko Schmiedel / Wolfgang Duchatczek Wolfgang Duchatczek / Susanne Drusany / David S. Evans / Katharina Wolner-Rößlhuber / Gertrude Tumpel / Michael Baumgartner / Christiane Burger Thomas Lammer Heiko / Monika Hartmann / Doris Schneeberger / Nicola Antesberger / Alexander Mayrhofer / Susan Germain de Urday / / / Position Vice Governor / Governor / correspondent / Executive / / Technology html / / URL http /
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OESTERREICHISCHE NATIONALBANK EUROSYSTEM The future of retail payments: opportunities and challenges