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Finance / Credit / Debt / Credit card / Unfair or Deceptive Acts or Practices / Dodd–Frank Wall Street Reform and Consumer Protection Act / Charge card / Credit bureau / Payment card / Economics / Financial economics / Payment systems


A Tale of Two Vintages: Credit Limit Management Before and After the CARD Act and Great Recession Larry Santucci* February 2015 Summary: This paper uses tradeline-level credit card data to examine initial credit limits a
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Document Date: 2015-02-09 19:14:03

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File Size: 909,06 KB

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City

Philadelphia / /

Country

United States / /

Currency

USD / /

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Facility

Ten Independence Mall / /

IndustryTerm

finance charge / credit applications / automated decisioning systems / /

Organization

Federal Reserve Board / Federal Reserve Bank of Philadelphia / Board of Governors of the Federal Reserve System / U.S. House of Representatives / Payment Cards Center / US Federal Reserve / Consumer Financial Protection Bureau / /

Person

Julia Cheney / Ben Bernanke / Barack Obama / Robert M. Hunt / Larry Santucci / Jeanne R. Rentezelas / /

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Position

author / model development data / Chairman / President / /

ProvinceOrState

Pennsylvania / /

URL

www.philadelphiafed.org/consumer-credit-andpayments/payment-cards-center/publications / http /

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