motor vehicle insurance / web-based resources / law academics / insurance markets / insurance claims / income stream insurance claims / insurance / law reform agenda / business general insurance broking jurisdiction / business insurance / insurance policy / personal budgeting services / car repair costs / business interruption insurance / life insurance / car repair / insurance coverage rejections / home insurance / consumer‟s insurance policy / insurance industry / retail clients / /
Organization
University of Melbourne / Financial Service / Senate Economics Committee / Consumer Action Law Centre / Traditional Trustee Company Service / Financial Ombudsman Service / Consumer Credit Legal Centre / Australian Securities and Investments Commission / Insurance Law Service / Financial Rights Legal Centre / Senate Economics References Committee / Reference Changes Financial Rights Legal Centre / /
Person
Ian Ramsay / Paul Ali / /
Position
Governor / Professor / trustee / legal personal representative / insured driver / Trustee / Associate Professor / /
1 August 2014 Submitted by email Dear Mr D‟Argaville Financial Ombudsman Service Proposed Terms of Reference Changes Financial Rights Legal Centre (Financial Rights) and the Consumer Action Law Centre (Consumer